4 Signs You’re Carrying Too Much Credit

Credit card debt can be dangerous. It can quickly spiral out of control if left unchecked. However, it’s not always easy to know when you’ve hit this point.  Here are four signs you’re carrying too much credit. You’re Only Making Minimum Payments Some people look at the minimum payment on their credit cards as a way to basically get free money. This is definitely not the reality of the situation.  It’s okay to make a minimum payment once in a while — if you’re really … [Read more...]

10 Advantages of Using a Broker When Applying For a Home Loan

People are always stuck with the question of whether they should be going to the bank or a broker when requesting a home loan. Make sure to use a mortgage calculator like this one: https://moreirateam.com/mortgage-calculator/ to figure out what kind of mortgage you're looking at. Here are ten reasons why it can be to your advantage to contact a broker when you’re in the market for a taking out a home loan. 1.    Financially, it makes sense For most … [Read more...]