Skimp and Save – 5 Practical Ways to Save Money Every Day

With countless studies and reports showing the shockingly large numbers of people struggling with debt, it’s plain to see that most of them are living beyond their means. This is why there’s no time like the present to begin trimming extra dollars off your budget. You don’t need to be an extreme cheapskate to save money on a daily basis. There are plenty of simple ways to cut down on spending, where even the smallest things count in the long run. Here are five easy ways you can cut costs … [Read more...]

Shopping on a Budget Made Easy

Grocery shopping is one of those financial obligations that one simply cannot get away from, regardless of how hard you try. In the USA, the monthly grocery budget ranges between 12.4% and 33% of the total household income according to data compiled by the USDA.  That amounts to a lot of money, especially if you have a myriad of other obligations you have to worry about as well. As a mom, you inherently want what is best for your family, and that includes having them well-fed and happy at all … [Read more...]

Tips To Manage Finances For Large Families

Many large families are seeking the answers to raising their children on a budget. The latest report from the Economic Policy Institute puts the average cost of childcare for families in America between $4,822 and $22,631. Considering the rising home prices, living costs and the increased overall cost of raising a family, managing your family’s finances can present a few issues for any large family. More kids are choosing to live at home longer while more seniors are opting to stay with their … [Read more...]

Why Parents Should Be Teaching Their Kids About Money

One in five of the nation’s children fails to meet baseline levels for financial literacy proficiency, according to the Programme for International Student Assessment. This increases a child’s risk of making poor financial decisions which could result in crippling debt - something which is set to peak at $4 trillion by the end of the year. However, research has found that kids are smarter with money when their parents discuss financial topics with them on a weekly basis. Therefore, talking … [Read more...]

Money Saving Tips: Thing You Should Change Now That You Have a Family

Starting a family is exciting but it comes with great responsibility too. Now that you are no longer living solo, it is important to be wiser when it comes to every decision you make especially when it involves money. It is important to spend wisely and save money for the future. It can be a bit challenging to adjust from your lifestyle when you were single and now that you have your own family, but you should do your best. In this article, we will discuss some of the things that you should … [Read more...]

3 Money-Saving Smart Living Tips for New Moms

As a new mom, you’ll always want to get the best things in life for your child. Sometimes that means splurging and spending a small fortune to get your little tike the best of everything. In other instances, you’ll need to save money in other areas so you can continue to give your child the best this world has to offer. New moms realize the value of saving money through smart living tips. So we’re going to share some of our best tips with you today. When you’re through, you’ll be able to cut … [Read more...]

Quick and Easy Ways for Your Family to Save Money

No matter how much money you make, it’s always a good idea to spend less so you can save more. Especially when you consider the fact that the average family will spend $233,610 to raise just one child! Don’t let an empty bank account haunt you for 18 years. There are quite a few quick and easy ways your family can save hundreds or even thousands of dollars. Find Ways to Save on Prescription Costs Prescription costs can quickly get out of hand, especially if you have … [Read more...]

The 5 Times It’s Okay To Say Yes To Debt

We’re getting to the time of year where people are spending more money than they do for the rest of the months ahead. Gifts, food, decorations, travelling to see family – it all adds up around Christmas time. One thing you find in your mailbox at this time of year, is junk mail offer after junk mail offer bombarding you with the latest and greatest in credit cards and payday loans. Companies like you to spend your cash, and they use Christmas as a way to tempt you in. They dangle a carrot of low … [Read more...]