Travel Budgeting Tips: When to Splurge Vs. When to Save

Voyaging is all fun and games until you reach for your pocket to tip the waiter and find out that you've run out of enough cash. Yes, it seems highly unlikely, but it could happen. Indeed, traveling is expensive. Between the foreign transaction fees and exchange rates, all you want is for your money to stretch as far as possible. And that too without denting the quality of your trip. Right? Regrettably, things aren't that simple. Even if you've figured out which credit cards to open and which … [Read more...]

Budgeting Tips When You�re Saving For Something Big

Let's face it, we live in a microwave society. We don't like to wait for things which can lead to some really poor financial habits. Even though the Bible reminds us that the borrower is a slave to the lender, it seems like most people don't realize the financial bondage they are in when they don't wait to save up for big purchases. But, for those of us trying�although imperfectly�to follow a budget that doesn't put us in deeper debt, saving for those big purchases can feel daunting. Wheth … [Read more...]

Money Saving Tips for Moms When Getting a New Mattress

Everyone deserves a peaceful and restful night's sleep. That is why it is essential to choose the right mattress. Unfortunately, mommies have to find the perfect balance between quality and affordability to fit right into the family budget.  There is no need to sacrifice a good night's sleep if you are on a tight budget. You can adhere to these money-saving tips for moms when getting a new mattress to give your family the best slumber they deserve. Buy Your Mattress During Certain … [Read more...]

How to Get Your Daily Coffee Fix While Saving Money

Almost everyone loves coffee, making it a habit to drink at least a cup every day. Every year, people aged 25 to 34 years spend at least $2,000 on coffee, while 35 to 44-year-olds shell out about $1,400 for a great cup of coffee annually.  If you cannot get the coffee out of your system and are worried about your budget, here is how to get your daily coffee fix while saving money. Make Your Own Coffee The best way to save on coffee without surrendering the awesome experience is … [Read more...]

How To Travel Safely While On A Budget

Traveling is one of the most exciting things you can do. Whether you are going to a destination close by, or somewhere across the world, traveling is exhilarating. You get to experience a new place that you have never been to before. You get to try new food, see new sights, meet new people. But as exciting as traveling is, it also can be really expensive. All those activities cost money, not to mention flights and hotels. Yet, by following some strategic tips, spending less and saving more on … [Read more...]

10 Ways to Increase Your Monthly Budget

Monthly spendings and bills can be the recurring bane of our existence. It can feel like no matter what we do our outgoings always find a way to exceed our incomings. It doesn't have to be this way, however, with plenty of options available for maximizing your money and making it work for you instead of the other way around. Read on below for ten key ways to increase your monthly budget in order to have more money to spend on yourself and your family.  Solar Power Perhaps the … [Read more...]

5 Times in Life to Rework Your Budget

Let's be honest: Few people jump for joy when they receive advice to rework their budgets. It's not necessarily how most people want to spend a Saturday afternoon if given the choice. However, there are a couple compelling reasons why it's worth taking the time to do so. Having an accurate framework to evaluate your income vs. your expenses is a must when it comes to working toward your financial goals. If you want to reap the benefits of proactive money management � like growing you … [Read more...]

Money-Saving Switches You Can Make Right Now!

They say that money makes the world go round, but what if you just don't seem to have a lot of it? We'd all like a little more money in our accounts each month, but with the rising cost of living and our wages failing to keep up, it can often feel like an impossible task. Budgeting and making some simple changes to your lifestyle can help you save a little money each month and be able to have something set aside for your rainy day fund. But, did you know that saving money doesn't mean you … [Read more...]