3 Money-Saving Smart Living Tips for New Moms

As a new mom, you’ll always want to get the best things in life for your child. Sometimes that means splurging and spending a small fortune to get your little tike the best of everything. In other instances, you’ll need to save money in other areas so you can continue to give your child the best this world has to offer. New moms realize the value of saving money through smart living tips. So we’re going to share some of our best tips with you today. When you’re through, you’ll be able to cut … [Read more...]

Quick and Easy Ways for Your Family to Save Money

No matter how much money you make, it’s always a good idea to spend less so you can save more. Especially when you consider the fact that the average family will spend $233,610 to raise just one child! Don’t let an empty bank account haunt you for 18 years. There are quite a few quick and easy ways your family can save hundreds or even thousands of dollars. Find Ways to Save on Prescription Costs Prescription costs can quickly get out of hand, especially if you have … [Read more...]

The 5 Times It’s Okay To Say Yes To Debt

We’re getting to the time of year where people are spending more money than they do for the rest of the months ahead. Gifts, food, decorations, travelling to see family – it all adds up around Christmas time. One thing you find in your mailbox at this time of year, is junk mail offer after junk mail offer bombarding you with the latest and greatest in credit cards and payday loans. Companies like you to spend your cash, and they use Christmas as a way to tempt you in. They dangle a carrot of low … [Read more...]

One Common Mistake When It Comes to Family Finances

Your family budget looks great. For one thing, you have an emergency fund that has enough money to tide your family over for three to six months in case of a job loss or similar situation. Moreover, your budget makes provisions for expenses incurred and how much cash flow there is. It also allots money for items such as vacations, college savings accounts, and retirement accounts. However, there’s one potential area of weakness, and it comes in the form of a word that many people dislike: … [Read more...]

How Do You Budget Your Money?

So I'm looking for a little advice from my wonderful readers today! I am thinking about starting the cash envelope system for budgeting my family's expenses.  My question is, have any of you ever done this?  Did it work?  About how long did it take for it to really work for your family?  Any other tips would be wonderful, too! If you don't use the cash envelope system, do you have another way that you budget your family's expenses?  I would love to hear about it! Thank you in advance! … [Read more...]