Monthly spendings and bills can be the recurring bane of our existence. It can feel like no matter what we do our outgoings always find a way to exceed our incomings. It doesn't have to be this way, however, with plenty of options available for maximizing your money and making it work for you instead of the other way around. Read on below for ten key ways to increase your monthly budget in order to have more money to spend on yourself and your family. Solar Power Perhaps the … [Read more...]
The Do’s and Don’ts of Owning a Credit Card
When it comes to credit cards, a lot of people have misconceptions that can later manifest as their greatest financial nightmare. Often young people who get their first credit card have a hard time grasping the concept or the financial dynamic behind the card. Thinking of it as free money or debt that you don't have to worry about any time soon is a big mistake. Tip: Make sure to check out Boost Credit 101. Instead of blindly following what your heart tells you to do with a credit … [Read more...]
How to Survive a Financial Crisis
Being a homeowner can make you feel tempted to use your home as instant access to cash. We do this by accumulating a high amount of debt, and then we would take a visit to the bank and take out another mortgage or refinance the home in order to pay for the debt. This is done so much that one example shows a couple who had done it five years in a row. However, when they approached their bank the sixth time, the bank denied their request. Why? Because they had managed to completely mortgage their … [Read more...]
Credit Cards – Check All The Details Before You Choose One
The use of credit cards is increasing dramatically among the millions of people from all around the world. Most of the people prefer to use credit cards instead of the other payment methods for making purchases. Well, there are many other reasons behind the increasing popularity of credit cards. With the use of credit cards, people can take numerous advantages. There are many credit card companies present online, but you should choose the right one in order to make an application. Well, there … [Read more...]
Fastest Ways to Get a Credit Card
More people are opting for credit cards due to the numerous benefits associated with them. Besides providing the convenience of making purchases without carrying cash, they can easily be used for making online purchases in mere seconds. To apply for a credit card, one can opt for either the offline or online mode of application. Here are a few ways to get your credit card quickly without too much effort. Apply Online: If you are looking for the fastest way of receiving your card, you … [Read more...]
The Ultimate Guide on How to Tell if Your Child Is Ready for a Credit Card
Is your child ready for a credit card? Or do they need to wait awhile? Read on to learn how to tell if your child is ready for their first credit card. You may be surprised to know that nearly 20 percent of the children between the ages of 8 and 14 have credit cards. Most credit card companies only issue cards to people older than 18 years old. However, did you know that many companies are starting to permit children to gain access to their parent's credit card via authorized user status? … [Read more...]
Still Don�t Have a Credit Card Yet? It Might Be Time to Apply
From a young age, many of us are taught never to spend money that we don't own. This is why many of us steer well away from credit cards and we only rely on debit cards for spending. This is because we're actually spending our own money, not using credit that we don't have. Of course, good credit card practices do include only spending what you can afford, but just the idea of having a line of credit can lead us to make poor purchasing decisions that we ultimately might regret in the … [Read more...]
