An Explanation of Viatical Settlements

Owning a life insurance policy is a part of becoming an adult. As soon as you become eligible for life insurance, you must start paying for the premiums so that you are set for life, primarily when you no longer work, either because of retirement or illness that renders you unemployable. There are instances when life hands us challenges that are hard to win, such as a critical illness that gives you a limited time to live and enjoy your life. What will happen to your life insurance if this … [Read more...]

6 Crucial Factors You Need To Consider When Buying Health Insurance

Irrespective if you’re obtaining medical coverage through your employer or by yourself, it’s useful to know how you can save money short or long-term. By identifying the essential factors relating to health insurance, the likelihood of your claims being denied is minor.   Payments And Health Insurance Deductibles Generally, when you have health insurance, your policy generally has a limit to which health providers you can use. Make sure you are comparing lifetime maximum coverage … [Read more...]

Helpful Information On Homeowner’s Insurance For Your Vacation Home In Myrtle Beach

If something unforeseen happens to your house or possessions, you need to be protected financially. This is essential because your home is one of your largest investments and the roof over your head. Due to the closeness to the coast, it is even more important to have homeowner’s insurance in Myrtle Beach to protect your home against wind or storm damage. Why Do You Need To Have Insurance? In case of your home being destroyed due to a fire or a natural disaster and you need money to pay … [Read more...]

Does The Color of the Car Really Matter for Auto Insurance?

Well, you must be having an idea that there are certain things that we pre-assume by just looking at something. For example, the way we get dressed up and the music that we listen to is the one that signifies our personality. In the same manner, if you own a sports car, then people assume that you are among the one who takes risks in the things whatever you do. You cannot say that the above statement is true, but at the same time, it is also significant to know about the types of color that you … [Read more...]

Things to Consider When Searching For Medicare Coverage

If you’re about to turn 65, you’re probably aware that Medicare is going to be your primary insurer. The process of shopping and enrolling for the right Medicare cover can be a challenging endeavor. Making sense of Medicare will require that you do thorough research on the right coverage for your condition. You may have to think about Humana Medicare Supplement Plans if your Medicare coverage is limiting when it comes to your specific condition. Here are some factors that you need to put … [Read more...]

Letter to the Editors: I Was Hit By an Uninsured Driver – Now What?

In the downtown area of my college’s town, people are known to drive recklessly and sometimes even while drunk. It’s not unheard of for fender-benders to happen. For the past three years, I’ve lived here, I’ve managed to avoid getting in one myself. Unfortunately, a stroke of bad luck hit me recently and I was in a collision that left my car pretty much totaled. I’m grateful to be alive and (mostly) unharmed, but when I learned that the other driver, another student, wasn’t insured, it … [Read more...]

5 Basic Insurance Policies Everyone Should Have

When it comes to insurance policies, the industry is much larger than you probably suspect. Think about something of value in your life. Chances are, there are a whole host of insurers out there just looking to snap up your business. However, depending on how much you’ve invested and how much certain assets are worth, you might not need some of the more complex insurance policies just because aspects of them apply to you. Here are some of the basic insurance policies that everyone should have. … [Read more...]

Do You Really Need Life Insurance Over 60?

It is easy to start to think of life insurance as a bit of a waste of money as we get older. We paid the premiums when we were younger to protect our families and ensure they were looked after should the worst happen. When you are older and your family can look after themselves, is it really necessary to keep on paying life insurance premiums? Everyone has different circumstances so it is impossible to give a definite answer but the guide below should help you think about your specific … [Read more...]