6 Step Guideline To Avoid Going Bankrupt

If you’ve built up debt that’s growing out of control and is threatening to eat into your retirement savings, it’s time to take strict measures to regain control of your finances and avoid bankruptcy. Being at the mercy of banks, debtors and money lenders can be emotionally draining and lead you to a state of despair. Often times, these situations cloud your ability to take corrective measures, and with no clear direction of the next steps, the situation is bound to spiral out of control. … [Read more...]

Easy Ways to Update Your Summer Wardrobe on a Budget

The summer is just around the corner, and it is the perfect time to buy some new clothes. If you enjoy shopping and find it hard to cut out some things from your shopping list, then you have to make a strategy. That strategy will include your budget and great hacks to beat the limits of your financial situation. SALES! It is all about the sales if you want to save money! The best thing about the sales is you can buy more for less. So, watch out carefully for sales, check out stores and … [Read more...]

3 Financial Tips for New Families

New reports find that nearly 51 million US households don’t earn enough to afford a monthly budget to cover food, housing, healthcare, and transportation. That is unfortunate. That’s why those who can save should be doing everything they can to do so. This is especially true for new families. Here are a few financial tips to help you get started. Set aside emergency money “One of the reasons people do not have emergency funds is misplaced optimism. People think that if they are healthy, … [Read more...]

Gold or Bitcoin – Which Should You Buy?

At first glance, they could not be more different. Gold is the most ancient investment commodity of them all, something by which wealth has been measured since time immemorial. The earliest stories handed through history have always featured gold as the most prized asset, on which kingdoms, princesses and life itself is valued. Bitcoin, on the other hand, is very much an invention of the new millennium. The cryptocurrency cannot be held, touched or hidden in underground vaults. It exists only … [Read more...]

How Can Single Mothers Use a Debt Consolidation Loan to Recover From a Bad Financial Rut?

There are many public and private financial firms offering grants to the single mothers who are looking out for ways to get rid of their troublesome financial debts. The need for financial aid may be many as to paying out the utility bills, child care, medication, housing, medical expenses, education, mortgage, etc. among many others. However, one problem is that many of such single mom grants offer only limited funding, and many of these have several strings attached that the single moms … [Read more...]

3 Money-Saving Smart Living Tips for New Moms

As a new mom, you’ll always want to get the best things in life for your child. Sometimes that means splurging and spending a small fortune to get your little tike the best of everything. In other instances, you’ll need to save money in other areas so you can continue to give your child the best this world has to offer. New moms realize the value of saving money through smart living tips. So we’re going to share some of our best tips with you today. When you’re through, you’ll be able to cut … [Read more...]

Quick and Easy Ways for Your Family to Save Money

No matter how much money you make, it’s always a good idea to spend less so you can save more. Especially when you consider the fact that the average family will spend $233,610 to raise just one child! Don’t let an empty bank account haunt you for 18 years. There are quite a few quick and easy ways your family can save hundreds or even thousands of dollars. Find Ways to Save on Prescription Costs Prescription costs can quickly get out of hand, especially if you have … [Read more...]

The 5 Times It’s Okay To Say Yes To Debt

We’re getting to the time of year where people are spending more money than they do for the rest of the months ahead. Gifts, food, decorations, travelling to see family – it all adds up around Christmas time. One thing you find in your mailbox at this time of year, is junk mail offer after junk mail offer bombarding you with the latest and greatest in credit cards and payday loans. Companies like you to spend your cash, and they use Christmas as a way to tempt you in. They dangle a carrot of low … [Read more...]