Fastest Ways to Get a Credit Card

More people are opting for credit cards due to the numerous benefits associated with them. Besides providing the convenience of making purchases without carrying cash, they can easily be used for making online purchases in mere seconds. To apply for a credit card, one can opt for either the offline or online mode of application. Here are a few ways to get your credit card quickly without too much effort. Apply Online: If you are looking for the fastest way of receiving your card, you … [Read more...]

What You Need to Know About Credit Scores in South Africa

Obtaining credit is not difficult provided you have a good credit score. It’s something that we’ll go into in a little more depth later during this brief article, but first, let’s take a look the concept of credit scores. Some people have an ideal about going through their lives without ever having to borrow money. They have a zero-tolerance towards credit. The principle is fine in theory, but whenever you are faced with a high-value purchase, not many people can fund it out of their savings. … [Read more...]

Types of Loans People with Bad Credit Can Receive

When you find yourself in a bad credit situation, you must have made some poor financial decisions or were out of just plain luck. And you keep wondering that “how can I get a loan with a bad credit?” My goal is to clear this problem for everyone who is facing this situation. I understand that life can be really tough at times and the only way out could be a credit loan but with a bad credit score, not everyone is ready to loan their money. In this article, I will try to suggest you how to … [Read more...]

Still Don’t Have a Credit Card Yet? It Might Be Time to Apply

From a young age, many of us are taught never to spend money that we don’t own. This is why many of us steer well away from credit cards and we only rely on debit cards for spending. This is because we’re actually spending our own money, not using credit that we don’t have. Of course, good credit card practices do include only spending what you can afford, but just the idea of having a line of credit can lead us to make poor purchasing decisions that we ultimately might regret in the … [Read more...]