You should be living the life you want, yet it feels like you're not. For some reason, you feel trapped, like you're not in control of your life, but you want to be. The following are a few tips to help you start living the life you want to live. Breaking Routine Many Americans feel like they're stuck in a routine. When your life feels the same every day, it's hard to feel like you're living your best life. One thing you can do is break your routine. Do something once a week that's … [Read more...]
Debt Decisions – 5 Questions to Ask Yourself Before Taking Out A Personal Loan
Taking out a personal loan can be daunting. You want to be able to cover those unexpected bills or emergency costs, but you're not confident in the loan process or what it could mean for your financial situation going forward. Without writing the idea off altogether, ask yourself the following questions. You can then make an informed decision about which action you will take. Can I Afford the Repayments? One of the most important questions to ask yourself is, can I … [Read more...]
10 Ways to Increase Your Monthly Budget
Monthly spendings and bills can be the recurring bane of our existence. It can feel like no matter what we do our outgoings always find a way to exceed our incomings. It doesn't have to be this way, however, with plenty of options available for maximizing your money and making it work for you instead of the other way around. Read on below for ten key ways to increase your monthly budget in order to have more money to spend on yourself and your family. Solar Power Perhaps the … [Read more...]
4 Signs You’re Carrying Too Much Credit
Credit card debt can be dangerous. It can quickly spiral out of control if left unchecked. However, it's not always easy to know when you've hit this point. Here are four signs you're carrying too much credit. You're Only Making Minimum Payments Some people look at the minimum payment on their credit cards as a way to basically get free money. This is definitely not the reality of the situation. It's okay to make a minimum payment once in a while � if you're reall … [Read more...]
Why There Is No �Easy Way� Out of Debt
Debt is one of the most relatable issues facing people in the United States. Across all generations, the vast majority of people have debt of some kind. There are a lot of people who will tell you they have an easy solution for you to get out of debt. But you should be skeptical of anyone who tells you this. Here's why there is no �easy way� out of debt. Bankruptcy Isn't a Get Out of Debt Free Card A lot of people go through bankruptcy. In fact, over 770,000 individuals filed f … [Read more...]
Why There’s No One-Size-Fits-All Approach to Debt Relief
It's easy to feel like you're alone in dealing with debt. After all, it's not the easiest subject in the world to talk about with others. Many people even conceal their debt, working hard to appear outwardly unaffected by financial stressors like collection notices. But rest assured, if you're carrying debt, you're far from the only one. It's likely many of your family members, friends and acquaintances are also facing debt of some sort. Here's the proof: For the fifth consecutive year, … [Read more...]
Top Side Hustles for Clearing Some Student Debt
Student debt can be overwhelming and frightening unless you can take control of the situation. Often, once you have graduated and secured a job, there may not be the extra cash to pay off some of your debt while you find a home, pay the bills, possibly relocate etc. So where can you find some extra cash to start taking the pressure off and clearing some of that tricky student debt. Gambling with your money over at BarbadosBingo is a way to do it but it's a risky one, so here's some of our top … [Read more...]
Three Useful Ways to Manage Single Parent Debt
Are you a single mother/father? And do you want to get over all your debt? If yes, then you are not the only one. The U.S. Federal Reserve data reveals that most U.S household incurs credit card debt of $15,863. The student loans are close to $33,090 Also, the Consumer Financial Protection Bureau shows that there are approximately 52% of medical debt credit bureau fillings. As a single parent, if you're caught up in excess debt, you have company! However, this fact shouldn't be an excuse to … [Read more...]
