As a busy mom, working to earn money while looking after your kids, trying to keep up with exercise and attempting to remain invested in your hobbies is a truly exhausting process. Financial issues, alongside the physical strains of your lifestyle, are a mental burden that can be difficult to shift.
These simple money tips cannot solve all of your problems at once, overnight, or perhaps at all, but they will certainly go some way to reassuring you that there are options out there that can work for your family.
Life as a busy mom
Likely living on a lower income than a mom who is able to work full-time, trying to save money, browsing loans and considering self-employment will all have crossed your mind. Each is considered below in clear and concise terms.
- Money-saving tips
The first tip is that not everything needs to be bought first-hand and, in fact, some items are just as good second-hand. Charity and thrift stores are absolute gold mines for DVDs, books and clothes, while many also have a vast array of furniture. Knowing how to shop at thrift stores is the first step to spending far less on unnecessarily expensive items.
In terms of food shopping, however, this cannot always be done if you do not live within distance of a budget grocery store. The solution is to shop and then cook in bulk, freezing portions for a later date. This prevents food waste, makes shopping cheaper and also gives you more time to do other activities.
- Loans
If you are in need of money quickly, taking out a loan could well be the best option for you as a busy mom. You will be aided by a positive credit score, however certain loans such as those available on the Fast Money Car Title Loans official website do not check your credit history, and only require you to have your own vehicle.
The title of your car will be handed over to the lender, and you should receive funds within one business day.
- Self-employment
If your home responsibilities of looking after your children prevent you from going to work in an office, hospitality or retail position, you could contemplate working for yourself. Those who have a talent in crafts, arts or baking can register as self-employed and simply work in the hours of the day that suit their lifestyle and commitments.
A job that combines skills, talents and hobbies with making money and working flexible hours is a position any busy mother would dream of.
- Conversing with children
The final money tip is about how to approach the subject with your kids. Of course, while at a young age, there is no way your children can help or contribute towards your difficult financial situation, however there is still merit and worth in attempting to help them understand.
You should start slow and speak about values and objects rather than figures. If your child has a basic comprehension of your life as a busy mom, you may find you become happier and less stressed.
I’m a 20-something stay-at-home mother and wife. I have an amazing husband, a beautiful daughter, two loving dogs, and a lazy cat. I wouldn’t change my life for anything! I love to read, listen to music, cook and blog!
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