What Factors Influence Car Insurance Cost for a New Driver?

Car insurance is a necessity for any driver on the road today, but it doesn't always come cheap. Several factors will affect how expensive a car insurance premium is, especially so if you have a teenage driver you wish to ensure.  Even something as simple as how educated you are will affect your insurance cost. For example, there is a difference of about $500 annually between people who have a doctorate and those that dropped out of high school. The cost of car insurance is … [Read more...]

Does The Color of the Car Really Matter for Auto Insurance?

Well, you must be having an idea that there are certain things that we pre-assume by just looking at something. For example, the way we get dressed up and the music that we listen to is the one that signifies our personality. In the same manner, if you own a sports car, then people assume that you are among the one who takes risks in the things whatever you do. You cannot say that the above statement is true, but at the same time, it is also significant to know about the types of color that you … [Read more...]

Letter to the Editors: I Was Hit By an Uninsured Driver � Now What?

In the downtown area of my college's town, people are known to drive recklessly and sometimes even while drunk. It's not unheard of for fender-benders to happen. For the past three years, I've lived here, I've managed to avoid getting in one myself. Unfortunately, a stroke of bad luck hit me recently and I was in a collision that left my car pretty much totaled. I'm grateful to be alive and (mostly) unharmed, but when I learned that the other driver, another student, wasn't insured, it … [Read more...]

5 Basic Insurance Policies Everyone Should Have

When it comes to insurance policies, the industry is much larger than you probably suspect. Think about something of value in your life. Chances are, there are a whole host of insurers, like a van insurer, out there just looking to snap up your business. However, depending on how much you've invested and how much certain assets are worth, you might not need some of the more complex insurance policies just because aspects of them apply to you. Here are some of the basic insurance policies that … [Read more...]