It is not a bad decision when you are running into some real debt and you start considering the option of filing for bankruptcy. Long debts can weigh people down, and this can be very discouraging and overwhelming. As a result, many would often resort to filing for bankruptcy and looking for an attorney to help with the process. There are many attorneys that offer services when it comes to financial matters, so make sure to do your research into the best Harrisburg PA bankruptcy attorney firms, … [Read more...]
How to Manage a Financial Emergency
We all try our best to be prepared for a financial emergency. Maybe it is a wine jar full of loose change we could cash in to pay for some groceries or a birthday card full of cash tucked away in a drawer until we really need it. Of course, there are times a person may not even have those types of options. When a financial emergency occurs, what can you do to make some extra money? Read on for five tips that could help. 1. A Side-Hustle 1. A Side-Hustle There are a lot of side … [Read more...]
5 Financial Tips for Single Moms
As a single mom, you have to worry about cash a little differently, which means you have to be a little savvier. The following are five financial tips single moms can keep in mind. 1. Create a Support System Just because you're a single mother doesn't mean you have to do everything on your own. Raising children isn't something you can do on your own all the time, and that's okay. Even families with two parents struggle to take care of their children by themselves, and that's because it … [Read more...]
Money Matters: Raising a Financially Literate Child
One of the best gifts you can give your children is financial literacy. This holds true whether you live paycheck to paycheck or have more than enough to give everything they could want and need. Many people who are well into adulthood do not understand the basics of budgeting, credit and financial management, and this can cause them serious problems. Your child benefits far more from learning how to handle money than from being given everything they ask for. Teach Yourself If you … [Read more...]
How To Teach Your Kids Financial Literacy
I'm sure there are many of you that have ran into a situation that due to a computer malfunction or power outage, a cashier had to count your change back to you manually but had a rather difficult time. Unfortunately, that's just the tip of the iceberg as financial literacy for kids seems to be more of an afterthought than a requirement these days. Financial literacy for kids helps prepare them to be able to achieve their personal financial and life goals with knowledge, skills and … [Read more...]
How to Live on One Income Without Struggling Financially
Most couples have decided long ago that they would both enter the workforce, simply because they don't think they can make it on one income. We're here to tell you that it is possible to live on one income, and not worry about how you're going to pay the bills. In this article are seven tips to help you not only survive but thrive on one income. 1. Stick to a Strict Budget To live off less money, you need to be very aware of your income versus expenses and make sure to keep them … [Read more...]
How Women Can Prepare Financially for a Divorce
Filing for a divorce is a huge decision, but even if you're not sure that you are going to go through with it, there are some things that you should do to protect yourself financially. If you're considering a divorce in Michigan, either you or your spouse must have lived in the state for a period of six months. If you haven't, you might want to use this time to prepare financially. Property Division in the State of Michigan In the state of Michigan, the property will either be … [Read more...]
Your Guide to Family Finance Management
Finance management is a life skill that it's important to teach to children of all ages. At any stage in life, there's always more learning to be done when it comes to managing money. No matter if your children are in elementary school or done with college, here are finance management tips to help you guide them through life! Young children Even young children can learn the value of money. At this age they are beginning to learn simple math and monetary values with their schooling, so … [Read more...]
