Signs That You Are Living Beyond Your Means

Life is a series of challenges, whether it is about love, career or just how you would be productive on a daily basis. In fact, a lot of people are struggling to get by every single day, but you’re  lucky to have everything you need. However, you might be living beyond your means, yet you fail to realize your situation until the situation gets worse.  Let’s look at some warning signs that will help you identify the poor spending habits before you end up hitting that brick … [Read more...]

4 Effective Strategies for Saving Money

Because we work hard for our money, it makes sense that it does the same for us as well. And while it’s undoubtedly not an easy feat to minimize expenditure, especially for those with modest incomes, you’d be wrong to think that it’s impossible to achieve a substantial amount of savings. To this end, here are a few effective strategies that you can use to reduce your spending, and as a result save a lot more money in the process. Go for energy efficiency Our utility bills take a … [Read more...]

How to Generate Extra Income Throughout Your Pregnancy

Even if you are making a steady amount of money throughout your maternity leave, it is inevitable that you will be receiving less income than usual during this time, especially if you need to take holiday for health problems or want to take extra time off after your baby is born in order to spend time with them. To ensure that you can support your family through this time, here are some of the top ways that you can generate extra income throughout your pregnancy and beyond. Start Your Own … [Read more...]

Financial Literacy for Kids: How to Teach Your Child to Save

Want to teach your child to save money and where to spend it wisely? Be sure to read this guide on financial literacy for kids. As a parent, you know only too well how expensive kids can be. From funding their education to meeting their housing, food, and clothing needs, the expenses can take a toll on your finances. But for how long will your children depend on you for their financial needs? You don’t have to wait until they reach the legal adult age to start teaching them about the art … [Read more...]

Second Income Ideas for Families and Those with Children

Life with a family can get hectic, and sometimes having one income often isn't enough to provide both basics and luxury items for your children when you have a mortgage, food and other utilities to pay for. Whether you need to pay off some debt, buy a new car or save for a family holiday, if you could do with some extra cash, it may be time to get a second income. However, being a parent and working a day job is difficult enough; sometimes, it can seem impossible. Let's be honest here; being a … [Read more...]

Every Penny Counts: Smart Money Saving Tips for Stay at Home Dads

Having to rely on one income is tough when raising kids. What can stay at home dads do? Check out these helpful money-saving tips and tricks. Have you ever picked up your kids at daycare, only to find total chaos? Are your children picking up bad habits like biting, throwing toys, and stealing? If you're thinking that you could provide better childcare, you're probably right. About 20 percent of all couples have one partner who stays at home with the kids. That's more than 10 million … [Read more...]

How to Manage Your Finances In An Efficient Manner

The Importance of Finance Proper financial management underpins everything we do in our lives. Without the ability to manage your finances in an effective way, you will end up in a world of hurt and with a lot of debt. Being good with finances will make your life infinitely easier than someone who is bad with their finances. For example, you won't be crushed by interest rates and have to live paycheck to paycheck. You will be able to fly free like a bird without having to worry about your … [Read more...]

4 Tips for Saving Money on Beauty Products

Whether you buy a few or many, beauty products, cosmetics and toiletries is an area you can always stand to be a little more frugal with. Especially if you’re someone who enjoys wearing makeup and indulging in beauty items, you may not even realize how much money you are spending every year on items which can perhaps be avoided – and may even be items you’ve never used or forgotten about.  Here are four helpful tips if you’re looking to save a bit of cash on your beauty and cosmetic … [Read more...]