Smart Mommy Budgeting: How to Save More From the Household Budget

The average American household has an annual pretax income of $74,664 and 40% of that is consumed by the household budget. So it follows you - being in charge of the household budget - will want to find budget-friendly solutions for your family. To that end, what are some sure-fire ways that help you get savings and get more out of the household budget? Check Out Alternate Energy Suppliers The monthly average cost of electricity comes up to 13.26 cents per kilowatt-hour, based on the … [Read more...]

Saving Up Before Baby Arrives: How to Throw a Baby Shower On a Budget

How to Throw a Baby Shower On a Budget Are you looking to throw a baby shower on a budget? How do you do it? If so, check out this guide to learn how it's done. Meghan Markle’s baby shower cost a jaw-dropping $200,000. For many of us, we have to plan a baby shower on a much smaller budget. The good news is, with a bit of creativity, it’s possible to have your own beautiful, memorable celebration. Here are a few tips on having a royal shower without a royal budget. Use Invitation … [Read more...]

How To Protect Your Family’s Finances

Parenting can be hard especially when you have kids. When you were still a couple, you only had to think about you and your significant other’s welfare. Sometimes, it’s even okay if the two of you skip meals because, as adults, you can survive missing lunch or dinner every once in a while. However, it all drastically changes when you have kids. Now, you need to put the baby’s needs first. You must plan for their future particularly the rising costs of education today. That’s why it’s crucial … [Read more...]

7 Ways To Save Extra Money on Your Water Bills

Even though your water bill might not be the highest utility bill that you pay, you could be wondering if you can shave it down a little bit. There is a good chance that there are small changes that you and your family can make so that you can reduce your water usage. These seven things are all relatively easy changes to make, and they can make a big difference. 1. Change How You Brush Your Teeth and Shave If you are like many people, you might leave the water running in your sink while you … [Read more...]

Enjoy the Season: 8 Brilliant Strategies to Beat the Holiday Rush

We all know that person—let’s call him Last-Minute Larry—who leaves every holiday task to Christmas Eve. Poor Larry. He shows up to Christmas dinner with gifts wrapped in plastic bags (the horror!) and an empty wallet after having gotten all but robbed at the shopping mall. Not only has Larry spent more money than the rest of us, he’s also put himself through more stress. If you can’t stand the idea of long lines, pseudo-deals and holiday traffic, then you’ve got to do everything you can to … [Read more...]

Quick Tips On Increasing Your Travel Budget

It is said that traveling is a great way to expand your mind and grow as a person. However, traveling can cost hundreds or thousands of dollars per trip even if you keep expenses to a minimum. Therefore, it can be to your benefit to know of as many ways as possible to increase your travel budget. Apply for a Credit Card  A credit card can provide you with quick cash to provide financial flexibility while away from home. It can be used as an emergency fund if you lose your cash or as a way to … [Read more...]

Skimp and Save – 5 Practical Ways to Save Money Every Day

With countless studies and reports showing the shockingly large numbers of people struggling with debt, it’s plain to see that most of them are living beyond their means. This is why there’s no time like the present to begin trimming extra dollars off your budget. You don’t need to be an extreme cheapskate to save money on a daily basis. There are plenty of simple ways to cut down on spending, where even the smallest things count in the long run. Here are five easy ways you can cut costs … [Read more...]

Shopping on a Budget Made Easy

Grocery shopping is one of those financial obligations that one simply cannot get away from, regardless of how hard you try. In the USA, the monthly grocery budget ranges between 12.4% and 33% of the total household income according to data compiled by the USDA.  That amounts to a lot of money, especially if you have a myriad of other obligations you have to worry about as well. As a mom, you inherently want what is best for your family, and that includes having them well-fed and happy at all … [Read more...]