Retirement Homes or Assisted Living – Which is Better for Parents?

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When your parents get older and are in their retirement years, it is very important to find the senior living option that is perfect for them and their particular financial and health situation. There is a multitude of retirement living options nowadays to choose from. Two of the most popular ones are retirement homes and assisted living. The two terms are often used interchangeably, but it is important to know the differences and similarities between retirement facilities and assisted living facilities.

Assisted Living Facilities and Communities

Arguably the most popular type of retirement option, assisted living communities are perfect for your parents if they are having trouble with daily living activities. The health of older adults who stay at assisted living facilities can vary. Some seniors who stay in assisted living are almost perfectly healthy, but need a little bit of help with things like dressing, perhaps due to arthritis, or things like taking a bath. Others may be less healthy and may need help with multiple activities of daily living, such as getting dressed, going to the bathroom and moving from one place to another with the assisted living facility. Assisted living facilities also provide numerous additional services to older adults. They usually provide 3 daily meals and have things like fitness centers, libraries, game rooms, arts and crafts rooms, daily social activities, board games, movie nights and much more. While assisted living is a popular option, it is not always the best option for everyone. Which brings me to the next retirement option we will look at today – retirement homes.

Retirement Homes

The term “retirement homes” is a relatively general term that refers to retirement facilities for older adults. This can mean independent living retirement homes, large retirement communities, senior assisted living homes or even nursing homes. Thus, depending on your parents’ health and their personal preferences, it is important to choose the right type of retirement homes for them. Independent living retirement homes are perfect for older parents who are fully independent. They do not need any help with their day to day lives and just want to live in a senior community with other older adults. Retirement homes like that may be free-standing, offering senior apartments to 10 to 100+ older individuals, or may be part of larger retirement communities that contain hundreds of homes to choose from. These retirement villages can have luxury amenities such as pools, golf courses, shopping malls and much more. Finally, the most medically-demanding type of retirement home is a nursing home. Your parents will need to stay at a nursing home if they require 24/7 skilled nursing care due to serious health issues. Nursing homes will generally allow you to pay for them, at least in part, using Medicaid and/or Medicare. All other types of retirement homes are usually private pay, which means that your parents need to use their retirement savings in order to pay for living there.

Whichever senior living option your parents choose, it is important that they choose the one that fits their current health and financial status perfectly.

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