Taking out a personal loan can be daunting. You want to be able to cover those unexpected bills or emergency costs, but you're not confident in the loan process or what it could mean for your financial situation going forward. Without writing the idea off altogether, ask yourself the following questions. You can then make an informed decision about which action you will take. Can I Afford the Repayments? One of the most important questions to ask yourself is, can I … [Read more...]
4 Easy Ways to Save Money When You Go Green
When it comes to going green, you may be concerned about how much money it will take to invest in new products and how many changes to your life it will cause. But we are here to tell you that going green doesn't have to break the bank. It can actually save you money presently and in the long run. So, what have you been waiting for? We have a few ideas that can help you save money while you go green. Use public transportation By cutting down on driving your own car and making it so you … [Read more...]
5 Tips to Set Yourself up For Financial Success
They say, �money makes the world go around.� There is truth to this, and while you may not want that to be your all-in-all in life, making wise financial decisions can bring stability and calmness to your life, which is always a big YES! If you find yourself in a phase of your life where you want to start working towards financial freedom and stability, take the Strictly Money course on https://saijelle.com/ and follow the below tips to help you on your path to financial success. Check o … [Read more...]
Is It Possible To Take Money Out Of A Life Insurance Policy?
Most people who are facing terminal illness should be granted a comfort sum in their policy. However, it may be much cheaper and quicker to take out an excess of the death benefit from the policy. The amount of money you may be eligible to take out as a comfort sum depends on the policy you have and the age of your spouse and your children. When is the cut-off date? Types of comfort sums There are different types of comfort sums. The first is for the surviving spouse and … [Read more...]
5 Questions To Ask A Bankruptcy Attorney Before You Hire Them
Many people are going through financial hardship after the COVID-19 pandemic. Reports show that the pandemic caused the highest ever household debt because of job loss and low-income sources. As a result, the number of bankruptcy filings is increasing. If you are also going through a debt-cycle and struggling to pay your debts, you need the right person to advise you to deal with such situations. Here you will learn how to choose a bankruptcy attorney who can give you the right advice … [Read more...]
Practical Tactics to Safeguard Your Finances in a Divorce
It doesn't matter what the underlying cause of your divorce is, doesn't matter if the divorce is going to be a good or bad thing for you, it doesn't matter who was at fault, in any scenario where divorce is looming around the corner, one is certain to feel some measure of emotional and psychological turmoil. The finality of divorce also carries with it certain financial implications that will have a life-long impact of the lives of both you and your ex. So, even if your nerves are … [Read more...]
Ex-pat Pensions: Things to Do and Consider
There are many different types of pensions. You can either get one from your employer or receive one as a social benefit. Understanding and maximising the benefits of pensions can be quite challenging. Add to that the added difficulty of being an ex-pat living in a foreign country. And if you have a pension and also living abroad, there are several things you need to remember. Here is a detailed discussion of what you need to keep in mind as an expatriate pensioner. How does your … [Read more...]
5 Things To Do Before Applying For a Home Loan
Whether it's you're a first time home buyer or you're a seasoned veteran, there are certain things you should do before submitting your loan application. Take a look at some of the best tips to help you with the process of applying for a home loan. Pay Your Bills On Time If there's one thing you should do to improve your chances of run approval, you should make sure that you pay all of your bills on time. Late payments can negatively affect your credit score, which plays a … [Read more...]
